The One Necessary Manual for Investor and Business Man ¶A Summary of Commercial and Financial Facts The Business Almanac This is something entirely new in the field of Almanacs, and until you have the volume in your hand and see the extraordinary amount of ground it covers, you cannot realize the practical help it will give. It is chock full of sane advice on handling your money. ¶ CONTENTS:-A Financial Calendar. A Glossary of Technical Terms. A Primer for Investors. Types of Investments. The Story of a Bond. Wall Street Records. Crop Records. Bank Records. How Money is Lost by Lying Idle. What Do Your Bonds Yield? Tables of Income Yields. A Decade's Growth of the United States. Insurance and How to Get it. Taxation. Personal Experience of Investors. Scientific Management. Service Coupons (which will bring you, free, answers from experts on any question). Bound in Cloth. About 150 pages. Illustrated with 24 photographs and charts. "The Life of Woodrow Wilson." By William Bayard Hale. A most interesting story of the life of vital story of the great industrial progress of the South. "The Reader's Service." This Department will give you real help in inquiries in the last two years. Annual Subscription, $3.00 Send for our 1000 Special FREE FOR A POSTAL DOUBLEDAY, GARDEN CITY In answering advertisements please mention SCRIBNER'S MAGAZINE MISS MARSHALL'S SCHOOL PENNSYLVANIA For Girls. Academic and Music Departments. College Preparatory and Special Courses. Ideal location. New building. Comfortable home life and out-door sports. For catalogue, address Miss E. S. Marshall, Oak Lane, Philadelphia, Pennsylvania. CHESTNUT HILL ACADEMY A Boarding School for Boys, in the attractive and elevated country north of Philadelphia. Catalogue and views on request. J. L. Patterson, Head Master, Chestnut Hill, Pa. PENNSYLVANIA MILITARY COLLEGE In 50th year began Sept. 20. Degrees granted in Civil Engineering, Chemistry, Arts. Also Preparatory Courses of Study. fantry, Artillery, Cavalry. Our aim-The Development of Character to Secure Greatest Efficiency. Catalogues of Col. Chas. E. Hyatt, President, Chester, Pa. FRANKLIN AND MARSHALL ACADEMY Founded 1787. Enters about 40 boys to colleges each year. Beautiful grounds. Modern, sanitary dormitories. Laboratories, gymnasium, athletic field. $125,000 in recent improvements. Good health record. Terms moderate. Catalogue. T. G. Helm, A.M., and E. M. Hartman, A.M., Principals, Lancaster, Pennsylvania. THE MISSES SHIPLEY'S SCHOOL Preparatory to Bryn Mawr College. Special educational and social opportunities of situation opposite Bryn Mawr College. College Preparatory and Academic Courses. Specialists in all departments. Resident Athletics Director. For circular address The Secretary, Box J, Bryn Mawr, Pa. THE BIRMINGHAM SCHOOL, INC. For Girls. An excellent school for girls, offering either academic or college preparatory courses. Healthful location. Gymnasium. Physical training. Main Line P. R. R. For catalogue address OGONTZ SCHOOL A. R. Grier, Pres., Box H, Birmingham, Pa. MISS COWLES' SCHOOL For Girls. (Highland Hall.) Emma Milton Cowles, A.B., Head of School. Recently associated with Milwaukee Downer College. Preparatory to Bryn Mawr, Radcliffe, Wellesley and other colleges. Healthful location, 1000 ft. altitude. Swimming pool. Special care to younger pupils. Catalog. Address The Secretary, Hollidaysburg, Pennsylvania. THE BALDWIN SCHOOL FOR GIRLS Preparatory to Bryn Mawr, Smith, Vassar and Wellesley Colleges. Certificate privileges. Also a strong general course. Beautiful location, only 20 minutes from Philadelphia. Fire-proof stone building. Jane L. Brownell, A.M., Head of the School. Elizabeth Forrest Johnson, A.B., Associate Head of the School. For catalogue address The Baldwin School, Box F, Bryn Mawr, Pa. SWARTHMORE PREPARATORY SCHOOL An excellent school, giving individual attention to pupils. Under the supervision of Friends. Co-educational. Prepares for College, Technical School, and business. Cottage system. Gymnasium, swimming pool and athletic field. Write for catalog. Arthur H. Tomlinson, Head Master, Swarthmore, Pennsylvania. SPRINGSIDE Boarding and Day School for Girls. Mrs. Chapman and Miss Jones, Principals, Chestnut Hill, Philadelphia. MERCERSBURG ACADEMY One of the foremost preparatory schools in America, developing in boys those qualities that make men of character and action. Prepares for all colleges, technical schools and business. Send for catalogue. William Mann Irvine, LL.D., Pres., Mercersburg, Pa. Beechwood For Young Women A Cultural and Practical School We seek to discover the natural aptitudes of our students and have the departments to develop them. Our aim is a woman of culture who can successfully do the practical. College Preparatory, College Departments, Conservatory of Music, Art, Arts and Crafts, Oratory, Courses in Domestic Arts and Sciences, Secretaryship, Normal Gymnastics, Normal Kindergarten, as electives. Free, healthful country life near Philadelphia. Unusual buildings. Rooms with private bath. Moderate terms. Apply for catalogue to M. H. REASER, Ph.D.. President Mrs. THEODORA B. RICHARDS, Associate NEW JERSEY An endowed school. Strong teachers. 250 boys. Prepares for all colleges. Business course. Music. Sixty acre campus, athletic field, gymnasium, swimming pool. Rates, $400. Lower school for boys 11 to 14 years. Forty-sixth year opened Sept. 20. Catalog. R. W. Swetland, A.M., Prin., Box 12-C, Hightstown, N. J. FREEHOLD MILITARY SCHOOL For Boys 8 to 13, also NEW JERSEY MILITARY ACADEMY For Older Boys. Half-mile distant but under same management. Military but not reformatory. For catalogue of either school, address Major Charles M. Duncan, Box 127, Freehold, N. J. MONTCLAIR ACADEMY Has a distinct personality and method. Fine equipment. College THE MOST SUCCESSFUL SCHOOLS of to-day began to advertise in SCRIBNER'S MAGAZINE years ago for pupils for to-day. To-day these schools are advertising for to morrow. BORDENTOWN MILITARY INSTITUTE Jenkintown, Penna. Our first aim is to make strong, manly, successful menphysically, mentally, morally. College and business preparation. Write for catalogue. Rev. T. H. Landon, A.M., D.D., Principal: Lieut.-Col. T. D. Landon, Commandant, Bordentownon-the-Delaware, N. J. DWIGHT SCHOOL For Girls. College preparatory and special courses. Certificates accepted by leading colleges. Limited number of pupils insures individual attention. Spacious grounds. Suburban to New York. Gymnasium. Tennis, riding. Address Box 607. Miss Creighton and Miss Farrar, Principals, Englewood, N. J. PENNINGTON SEMINARY School for Boys. 74th year. Prepares for all colleges. Also Commercial and Manual Training courses. Thorough course in English Bible. Elocution, Music, Pipe Organ. Separate Military Junior Dept. Boys' Scout work developed. Kates $400 to $500. For catalogue address Frank MacDaniel, Headmaster, Pennington, N. J. BLAIR ACADEMY 64th year. Prepares for any American College. Campus 100 acres. Thorough equipment; liberal endowment justifies low rate of $350. Opened Sept. 14th. John C. Sharpe, A.M., D.D., Principal, P. O. Box N, Blairstown, New Jersey. In answering advertisements please mention SCRIBNER'S MAGAZINE 49 Offers a practical, well-balanced course, including electives, leading to the B.A. degree. Strong Preparatory Department. Diplomas are also granted in Music, Art and Elocution. Practical courses in Domestic Science. Terms, $300. Joseph H. Apple, A.M., President, Frederick, Md. MARYLAND COLLEGE-1853-1911 For Women. Baltimore suburbs. Full musical equipment; pipe organ, Home care. Gymnasium. For full High School graduates, a two years' course with B. L. Degree and a three years' course with A. B. Opened October 4th. Catalogue. Charles Wesley Gallagher, D.D., President, Box G, Lutherville, Md. THE TOME SCHOOL FOR BOYS An Endowed Preparatory School. Enrolment limited to boys of INDIANA NATIONAL CATHEDRAL SCHOOL FOR GIRLS MARTHA WASHINGTON SEMINARY For Young Women. In finest residential section of National Capital. Two years' course for High School graduates, general and special courses. Domestic Science. Outdoor sports. $575$650. E. W. Thompson, 1601 Connecticut Ave., Washington, D. C. GUNSTON HALL Twentieth season. A Boarding and Day School for Girls. Preparatory and special courses. Art, Music, Expression and Languages. New building, specially planned for the school. Illustrated catalogue on request. Mrs. Beverley R. Mason, Principal, Miss E. M. Clark, LL.A., Associate Principal, 1906 Florida Ave., Washington, D. C. FAIRMONT A Home School for Girls, Playground adjoining. Catalogue on request, BRISTOL SCHOOL For Girls. French Residence. Special, Preparatory, Academic and two years' Collegiate Courses. New $50,000 fireproof building, connecting French and English houses. Gymnasium, swimming pool. Basketball, tennis. Capital advantages. Location high and healthful-park of five acres. Miss Alice A. Bristol, Principal, Mintwood Pl. and 19th St., Washington, D. C. NATIONAL CATHEDRAL SCHOOL For Boys. An Episcopal country school occupying its beautiful ELMHURST Only high grade, non-sectarian country school for girls in the Middle West. DRAMATIC ARTS CORTINA-PHONE LAW Study at Home Graduate correspondence students most successful at barexamination. Write today for proof and our free 112-page catalog. We make your home a university. Lead.ng home-study law course in America Our own modern text-prepared by deans and professors from the big law collegesHarvard, Chicago, Wisconsin, Michigan, Illinois, Iowa, Stanford and others. Very low cost and easy terms. "Also business law. We guarantee to coach free a graduate failing to pass any bar exam. LA SALLE EXTENSION UNIVERSITY, BOX 1270, CHICAGO, ILL In answering advertisements please mention SCRIBNER'S MAGAZINE CORRESPONDENCE SCHOOLS (CONTINUED) THE UNIVERSITY OF CHICAGO Correspondence-Study Dept. HOME STUDY 19th Year offers 350 class-room courses to non-resident students. One may thus do part work for a Bachelor's degree. Elementary courses in many sub. jects, others for Teachers, Writers, Accountants, Bankers, Business Men, Ministers, Social Workers, Etc. Begin any time. U. of C. (Div. F) Chicago. III. Traveling Salesmen and Saleswomen Wanted Earn While You Learn. We now have on file letters from thousands of Wholesale and Manufacturing firms who are anxious to employ Salesmen and Saleswomen capable of earning from $1,000.00 to $10,000.00 a year and expenses. No former experience needed to get one of these good positions. We will teach you to be a high grade Salesman or Saleswoman in eight weeks by mail and our Free Employment Bureau will assist you to secure a position where you can earn good wages while you are learning Practical Salesmanship. Write today for full particulars, list of good openings and testimonials from over a thousand persons we have recently placed in good positions. .. Address, Nearest Office, Dept. 127 National Salesmen's Training Association Chicago New York Kansas City New Orleans Seattle U.S. A. LIP-READING taught to deaf and hard-ofhearing persons; easy, rapid system; results uniformly satisfactory; age no hindrance. DAVID GREENE, formerly of New York Open all winter. Begin any time. Address: De Land, Florida. The best magazine for School Advertising is the one which builds up an institution by supplying it with students who will be a credit to it the one which has weight and influence in the homes where the advantages of the Private School are recognized, appreciated, and acted upon. Not always the homes of the rich, but always the homes of innate refinement. For 24 years SCRIBNERS has been welcomed in such homes. As such homes have become more numerous the circulation of SCRIBNERS has increased. To-day its value as a medium for advertising the best schools is unequalled-uneqalled in the extent of its circulation to homes that count. CONFIDENCE Doubt never raised a man's salary- The purpose of the International Correspondence Schools is to give a man confidence in himself by training him in the line of work he prefers. I. C. S. Training is today one of the greatest recommendations that a young man can have. EMPLOYERS VALUE IT BECAUSE IT IS REAL. This is a fact proved by hundreds of I. C. S. students holding important positions. Over 400 I. C. S. students voluntarily report each month an increase in salary as a direct result of I. C. S. training. With this truth before you, is it not worth your while to inquire just how the I. C. S. can help YOU? To do this it is only necessary to mark and mail the coupon. In return the I. C. S. will show you how to accomplish what you desire. INTERNATIONAL CORRESPONDENCE SCHOOLS Box 922, SCRANTON, PA. 1. Explain, without further obligation on my part, how I can qualify for the position before which I mark X. In answering advertisements please mention SCRIBNER'S MAGAZINE 51 Postal Life, NY. The Postal Life Insurance Company pays you the commissions that other Companies pay their agents. 45% of the first year's premium is the average Com mission Dividend guaranteed to each POSTAL policyholder on entrance into the Company. Other companies would pay this sum to an agent-as his commission. That's for the first year: in subsequent years POSTAL policyholders also receive the Renewal Commissions other companies pay their agents, namely, 72%; likewise they receive an Office-Expense Saving of 2%, making up the Call at And the POSTAL pays the usual contingent dividends POSTAL LIFE INSURANCE COMPANY 35 Nassau St., New York Assets: $10,839,000 See How Easy It Is In writing simply say: Mail me insuranceparticulars for my age as per SCRIBNERS FOR DECEMBER. In your letter be sure to give : 1. Your Occupation 2. The Exact Date of your Birth No agent will be sent to visit you: the Insurance in force more than $55,000,000 In answering advertisements please mention SCRIBNER'S MAGAZINE |