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action affirmed agent amount annotation appeal applied authority bank benefit bond building cause charge claim common compensation condition Constitution contract corporation court damages death decisions defendant devised direct duty effect entitled evidence exemption fact filed give given ground held holding husband indorser injury insured intention interest Iowa issue joint judgment jury land liable loss Mass meaning ment N. Y. Supp named negligence officer operation opinion organ owner paid parties payment person plaintiff present principal purchase question reason received record recover relation result rule secured seed sell statute street suit supra sustained thereof tion trial trust United wife witness