five years later the head of the family was raised to the baronetage. Hereupon a constituency was purchased at a not too exorbitant rate, and the Bendibows having long since abandoned their Jewish proclivities, and presented themselves to the world as immaculate Protestant Christians-for the remainder of their career the descendants of the obscure Hebrew goldsmith and money-lender were numbered among the lawgivers of their country and trusty advisers of the Crown.

It was an honourable position, patiently tried for and cleverly won. None of the Bendibows, since the time of Abraham their progenitor, had been in any sense men of genius; but, on the other hand, none of them had been destitute of common-sense, prudence, steadiness, suppleness, and persistency; and they had also possessed-what perhaps was of more value to them than any of their native virtues-a private family bible, in the shape of the book of rules written and bequeathed to them by the patriarch above mentioned. It would be interesting, and possibly edifying, to review the contents of this work. No doubt it was brimming over with human astuteness; and might be described as a translation into eighteenth-century ideas and language of the mystic injunctions of the old alchemists in reference to the Philosopher's Stone. Be that as it may, the book went far towards achieving the end for which it was composed; and if the Bendibows were as yet not quite a hundred-fold millionaires and peers of the realm, they seemed fairly on their way to be so. To that consummation the brethren themselves looked forward with justifiable confidence. Nevertheless, viewing their whole history from the vantage-ground of our own century, we can see that the accession of George the Third was the period of their actual apogee. It was about that time that Francis Bendibow was born-he whose genius almost equalled that of Abraham, and who, indeed, carried the reputation of the bank to a point higher than any which it had before attained. But reputation does not always, nor in the long run, mean prosperity; and Sir Francis Bendibow, along with his genius, perhaps possessed some qualities which, under pressure of circumstances, were capable of doing mischief. But that shall be enlarged upon in its proper

place.

Society was now becoming more intellectual, more civilised, and more depraved. That abstruse idea which is covered by the phrase "Fine Gentleman" now received its most complete embodiment. It was a patrician era, but also an era in which genius, of whatever kind, could force men and women from obscurity to the light. The

youthful Sheridan was making a good impression at Bath by his fine figure, hearty face, and manly and unaffected bearing, even before the "Rivals" and the "School for Scandal" had been written; and he and his fellow-countryman, Tom Grantley-though the latter was more than fifteen years his senior-were on the most cordial terms; and it was said at the time that Grantley was of assistance to Sheridan in that gentleman's elopement with the beautiful Miss Linley. Fox, and others of his kidney, were setting the fashion of colossal gambling as a means of working-off their superfluous nervous vitality and the estates of their ancestors; Whatthier's and White's, Brookes's and Raggett's saw such sights as will never come again; statesmen and macaronis, parsons and opera-dancers, soldiers and play-writers, fine ladies and fine females, all, according to their several natures and capacities, took the most serious interest in cock-fighting, rat-hunting, singing and dancing, betting, dicing, antique statues and old pictures, divorce and atheism. But, as the century culminated, war, and the armies which fought it, overtopped all other interests; political opinions, or professions of opinion, were at the acme of vehemence; furious pamphlets fluttered on all sides; Dibdin wrote songs to encourage Nelson's sailors; Wilkes was synonymous with liberty; and King George, believing himself the father of his people, spent his long life in doing them all the harm in his power. And all this, too, required money, and more money than ever; and Bendibow Brothers were more than ever mixed up in it— more, indeed, than was at that time suspected-for Francis Bendibow had begun to show what was in him; and his suggestions and enterprises had begun first to astound, then to dazzle and fascinate, his more methodical and humdrum partners, until it seemed likely that he might take upon himself to edit a new and improved edition of the private family bible. In truth, he was a very brilliant and popular gentleman, whom everybody knew, and whom nobody who was anybody disliked. He was the confidant of as many social secrets as a fashionable physician or lawyer, and knew more about political intrigues than any other man out of the Cabinet. It was a marvel how well, considering the weight of his multifarious responsibilities, he managed to preserve his aspect of gaiety and good-nature. But it often happens, that precisely those persons who have most to conceal, and who deal most in mysteries, appear, in the careless eyes of their contemporaries, more frank and undisguised than anybody else. Sir Francis Bendibow, be it repeated, was a general favourite of society, as well as a special favourite of fortune; and somewhere about 1790 he confirmed his successes by allying him

140

self with the Barons Croftus by marriage with a daughter of the then

Lord.

From that time forward, the affairs of Bendibow Brothers went on with much ostensible smoothness and good-fortune; though whether anything less serene and comfortable lay hidden beneath this fair surface is a question, the answer to which must for the

moment be reserved.

One or two events only need to be men

tioned, in order to bring us back to the epoch at which this story

properly begins.

Tom Grantley, who throughout his career had

This

As for the social aspects of the

But

always been an ample customer of the Bendibows, and who, like so many others, had insensibly allowed his business relations with them to develop into social intercourse, had, in 1771, placed his son Charles, then a boy of fifteen, in the bank in the capacity of clerk, with the understanding that he was afterwards to be admitted to partnership, should he turn out to be qualified for that position. was a good thing for Charles, in a pecuniary point of view; and his abilities, which were always remarkable, made it likely that his career would be a successful one. affair, the Bendibows were perhaps greater gainers than Grantley, since Charles had the noble Seabridge blood in his veins. Charles's father, though aristocratic and imperious enough in his own person, was theoretically liberal and even republican in his views; and possibly he was not sorry to requite the neglect which his wife's family had shown him by embarking the grandson of the earl in a mercantile life. Charles, for his own part, was, actually, what his father was only in idea; that is to say, he sympathised with the enlightened and revolutionary spirit that was abroad, and which was taking palpable form in the American colonies and in France. He rebelled against the claims of caste, and, before he was twenty-one, was pretty well known as a social reformer and radical. This, of itself, would not have impaired the social popularity of one who I could call an earl his kinsman; not only because extreme opinions were in those days considered rather interesting and amusing than otherwise, but because then, as at all times, a man may be or say anything he pleases, provided he will be or say it in a sufficiently

or skilful manner. But Charles, unfortunately, was as graceful abrupt, unconciliating, and dogmatic in his manner as he was startling and unconventional in his views. He was not only able utter disagreeable and embarrassing truths at inconvenient moments, but he seemed actually fond of doing so; and, since he was not more prepossessing in person than adroit in behaviour,

to

society for the most part ended by giving him up as a bad job.

Perhaps neither One thing about

"Charles would be very well, if he wasn't so damned sincere," was one of the least uncharitable judgments that those who were willing to be his friends pronounced upon him. Charles meanwhile seemed to take the situation very composedly. The social intercourse which was not to be had in fashionable drawing-rooms and coffee-houses, he sought and found elsewhere-among literary men, perhaps, or others still lower in the social scale. In his chosen circle —whatever it was-he was eminent and influential. Everyone respected him; many feared him a little; a few liked him heartily, or even loved him. He was of a fiery, warlike temperament, and nothing could daunt him or dishearten him. He was proud and sensitive beyond what seemed reasonable; but those who knew him well said he was full of tenderness and generosity, and that a more affectionate and self-sacrificing man never lived. his friends nor his foes entirely understood him. him, at all events, no one understood-and that was, how he and Francis Bendibow came to be such friends. The two young men were, it is true, nearly of the same age; their business interests were identical; and much of their time must of necessity be passed in each other's neighbourhood. But no amount of external association together will of itself suffice to make true friends: it is quite as apt to have an opposite effect. It was plain to the most careless glance that Charles and Francis were in disposition and temperament as wide asunder as the poles; and-the affairs of the bank aside-Francis was devoted to all those objects and interests for which Charles cared nothing, or less. Nevertheless, there was the fact, account for it how you will. Charles was devoted to Francis ; resented any disparagement of him ; and did, upon occasion, even go so far as to espouse the side of his friend in argument against the side of which he himself was the representative-for Francis's logic was sometimes faulty, and his faculty of seeing all the best points in his own cause was not always infallible. Whether Francis's friendship for Charles was quite so ardent and thorough as Charles's for him may be doubted. Men who are universally friendly and popular seldom rise to the height of a vehement individual pre ference. But there is little doubt that he was impressed by Charles's affection, that he reciprocated it as far as in him lay, and that, although he was wont to affect a good-humoured air of patronising his friend, chaffing him, and laughing at the intensity and seriousness of his convictions, he in reality deferred to Charles's judgment and recognised his personal force and capacity. "We could never get on without old Charles," was a saying often in his mouth. And

when Charles fell in love with Francis's sister, Ruth Bendibow, Francis was a hearty supporter of the match. The marriage took place when Charles was in his thirty-first year-Tom Grantley having died upwards of ten years before. The following year a

daughter was born, and her name was called Perdita.

When Perdita was about six years old, a mysterious calamity occurred. Society wondered, guessed, and speculated, but never found out the whole truth of the affair. All that was certain was, that Charles Grantley suddenly disappeared from London, leaving his wife and his daughter behind him. There was a rumour that he had also left behind him a letter, addressed to Sir Francis Bendibow, begging him to look after the welfare of his family, whom he could not ask to share with him his exile and disgrace. What, then, was this disgrace? Sir Francis, when interrogated on the subject, preserved a melancholy and dignified silence. It was surmised that he would not accuse his friend, and that he could not defend him. But had Charles Grantley, whom all the world had taken to be at least the soul of honesty and honour-could he have been guilty of a dishonest or dishonourable action? Well, human nature is weak, and the best and strongest of men have their unaccountable moments of frailty. Grantley, no doubt, had been exposed to temptation. He had for some time past been admitted a full partner in the firm; and it was known that he had latterly been building and furnishing an expensive house. Moreover, he was believed to be a member of more than one secret society; and he had perhaps been induced or compelled to advance large contribu tions towards their support. The coffers of the bank were open to him.... Why rehearse again a story so often told? Enough that Charles Grantley vanished from the world that knew him, and that no news ever came to tell whither he had gone. It was only charitable to suppose that he did not long survive the disgrace into which he had plunged himself.

His wife died some years after his disappearance; not of a broken heart-for she had never cherished any very vital affection for her husband, and always seemed angry rather than grieved at the calamity-but from an acute attack of bilious fever. She was a beautiful and talented woman, but probably was not without certain blemishes of head or heart. Perdita was thus left-so far as could be known-an orphan. Sir Francis Bendibow, amidst general applause, formally adopted her. Certainly, to accept as your own the daughter of the man who has defrauded you, especially when that man happens to be your brother-in-law, shows a rare magna