INSURANCE. ATLANTIC MARINE INSURANCE COMPANY. It appears by the New York Express, that the Atlantic Insurance Company of New York has now been in existence ten years, and since that period has divided two hundred and forty-nine and a half per cent, and has a surplus now on hand of over one hundred and fifty per cent, which, if divided, would give the stockholders their capital back, and three hundred per cent; and if the interest on the dividends were added, the sum would be much larger. The same officers have managed this company's concerns from its first organization, and the success has been such that they have on no occasion passed a dividend. The following are the dividends declared since the institution commenced : The Columbia Fire Insurance Company of Philadelphia propose to the public a plan of a mutual assurance, in the form of a joint-stock company. Stockholders will be insured at one half the usual premium, each giving a bond for the amount of five years' insurance. The capital may be increased to 500,000 dollars, in shares of $100 each, 10 per cent to be paid on subscription. The following is an illustration of their plan At 25 cents a year per $100, on $1000 is....... To stockholders 12 cents per $100, on $1000 is.... With whatever profits by dividend may accrue in addition. ................. .$2.50 IMPORTANCE OF LIFE AND FIRE INSURANCE. 625 It is stated in the United States Gazette, that the policy of insurance on five houses recently destroyed by fire in Baltimore, expired on the Monday previous, and that the owner had neglected to renew it. Instances of similar neglect are of frequent occurrence in every city; many such have fallen under our own immediate observation. "Our rule," says Mr. Chandler, of the Gazette, "is that every person is bound to insure what he cannot afford to lose, if insurance is practicable and the premium is reasonable. We are told, indeed, that insurance companies make profits by insurance, in consequence of the infrequency of fires. So they do; but they can afford to lose when the fire does occur, and those whom we address cannot, and therefore they have no right-we mean just what we say that they have no right to risk the whole of the capital for the sake of a small addition to the income. The premium of insurance is what the capitalist pays for good stocks. While ordinary stocks, at the present time yielding more than six per cent, are below par, city five per cents are worth par-and why? Because the capital, the investment, is certain, and the interest, though small, is regularly paid. Now he who has invested the means of supporting his family, or of educating his children, should remember that it is better to forego a portion of his income than to jeopard present comforts and future prospects. He has brought up his family to expectations, and educated them with feelings and views equal at least to the income from the property which he has-does he not, then, owe it to them to make sure the expectations he has excited?" The life insurance companies of our cities, present another means of security-of insuring to the single person with a small capital the comforts and conveniences resulting from a much larger sum, provided he or she will forego the gratification of "giving away" after death that which they cannot take with them to enjoy-this is an annuity. He who has, by salary, annuity, or labor, the means of genteel or appropriate support for wife or other dependences during his life, need not fear their suffering when these sources of support cease by his death, if he will forego the use of a small part of his present income, and effect an insurance on his life. This is done almost every day, and many families have thus been raised from supposed misery into comparative luxury, by discovering that though the income from the father or husband's commission or labor had ceased, there was an insurance upon the lost life that almost equalled the former income. The man with a limited income and a large family dependent upon his exertions-the man with good business, some debts, and means scattered abroad, cannot "afford to die"-his life is necessary to the support of that family-his life is necessary to the arrangement of that business, the prompt meeting of debts, and as he is constant. ly exposed to death, and hath not his life in his own hands, he should insure it. He should go at once, if he has not already gone, to the office, and attend to a duty which he owes himself, for ease of mind-to his family, and perhaps to his creditors. TABLE OF THE RATES OF INSURANCE OF ONE HUNDRED DOLLARS ON A SINGLE LIFE. STATISTICS OF POPULATION. POPULATION AND PRODUCTIONS OF INDIANA, 1840. A Table, showing the Population and some of the leading Productions of each county in Indiana, according to the census of 1840; as prepared and furnished for publica. tion by Jesse L. Williams, Esq., one of the United States marshals TABLE OF THE POPULATION AND PRODUCTIONS OF INDIANA.-Continued. TOTAL,..... 683,314 38,068 1,580,051 4,154,256 5,875,449 127,586|28,008,051 POPULATION OF THE EIGHTEEN PROVINCES OF CHINA. We are indebted to Mr. A. A. Low, a merchant of this city, who resided several years in Canton, for the loan of " A Description of the city of Canton," published in that city in the year 1839. From that account the following census of the population of the several provinces is derived. As it was originally taken from the Ta Tsing Hwuy Teen, which was published by imperial authority at Peking, in the eighth year of Taoukwang, A. D., 1828, it is probably the most accurate enumeration ever published in this country. The population of the city of Canton is a difficult subject, about which there has been considerable diversity of opinion. The division of the city, which brings a part of it in Nanhae and a part of Pwanyu, precludes the possibility of ascertaining the exact number of inhabitants. There are 50,000 persons engaged in the manufacture of cloth, 7,300 barbers, and 4,200 shoemakers; but these three occupations, employing 61,500 individuals, do not probably include more than one fourth part of the craftsmen of the city; allowing this to be the fact, the whole number of mechanics will amount to 246,000. These we suppose are a fourth part of the whole population, exclusive of those who live on the river. In 84,000 boats, there are not, on an average, less than three individuals, making a total of 1,236,000 as the probable number of inhabitants of Canton. This number may be far from the truth; it is said, however, that no one who has had opportunities of visiting the city, of passing through its streets, and viewing the multitudes that throng them, will think of its being much less than 1,000,000. This census, besides the population of the eighteen provinces as given above, includes also the inhabitants of Moukden, Kirin, Turfan, and Lobnor, and the island of Formosa, in all 1,413,982; there are also to be added 188,326 families on the west and north of China Proper, which, allowing only four individuals to a family, amounts to 753,304. These sums added to that of the eighteen provinces, give as the total popu. lation of the Chinese empire, three hundred and sixty-two millions, four hundred and forty-seven thousand, one hundred and eighty-three. POPULATION OF THE WESTERN RESERVE, OHIO. It appears by the Cleveland (Ohio) Herald, that in the increase of population, the Western Reserve has more than kept pace with the rest of the state. The following statement exhibits as well the present population of the several counties, as the advancement of the whole reserve since the census of 1820. It will be seen that the population in 1840 is more than double that of 1830, and more than four fold that of 1820. At the close of fifty years from its first settlement, New Connecticut, as the reserve used to be called, will equal Old Connecticut in population. |