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accept action actual affirmed agent agreed agreement alleged amount annotation appeared appellant applicant authority Bank benefit bill bond building cause charge claim completed condition constitute construction contract contractor court damages debt defendant delivered delivery draft duty effect entitled evidence ex rel exercise existence fact ground held holding injury interest issued judgment land lease letter of credit liable loss Mass material ment mortgage N. Y. Supp negligence operation opinion owner paid party payment performance person plaintiff premises present principal purchaser question reason received recover result reward rule secure statute supra surety tenant third tion trust United witness